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Sample Material

E&O Risk ManagerDownload an issue of Pearl's monthly E&O Risk Manager.

LPL Risk Control QuarterlyDownload an issue of Pearl's LPL Risk Control Quarterly.

Since we issued our first lawyers policy in the early 1960s, Pearl has remained dedicated to helping protect attorneys against claims.


To gain access to our LPL materials login to the left or click here to join Pearl's network of top producing brokers.


Pearl Insurance/CNA LPL Program

Pearl and CNA first partnered on LPL in 1954, and we have maintained our commitment to the legal industry ever since. Today, Pearl is the exclusive state administrator of the CNA LPL program in 12 states—Illinois, Indiana, Kansas, Kentucky, Minnesota, North Dakota, Ohio, Oklahoma, South Dakota, Tennessee, Virginia, and Wisconsin.

Coverage That's Right For You!
  • Convenience of online access 24/7 from your office or home
  • Broad range of limit options up to $10,000,000* for qualified insureds
  • Specialized claims handling provided by an award-winning staff of experienced professionals
  • Panel Counsel defense composed of state and regional law firms with extensive experience and commitment to the profession
  • Coverage available for attorneys who join the firm during the policy period
  • Innocent insured coverage
  • Personal injury included
  • Title agency services included, subject to underwriting
  • Insured has right to consent to settle
  • Up to $500 per day for loss of earnings while at trial, hearing, arbitration proceeding, or mediation at the Company's written request for a covered claim against the insured, up to a maximum of $15,000 per insured, with a maximum aggregate limit of $30,000 despite the number of insureds or number of such proceedings.
  • Extended reporting period coverage at no additional charge in the event of death, disability, or retirement
  • Optional coverages available including First Dollar Defense, Claims Expense Outside Limits, and more!
    • *Additional amounts available through Quota Share and Excess Policies.

Risk Control

Knowledge is the best defense against claims. That's why we provide our customers with the tools and services they need to help evaluate and reduce their risk.

 

  • Nationwide Seminars: identify the risks and challenges that arise in a typical "day in the life" of a legal professional and help tackle the tough choices regarding business opportunities. Plus, seminar attendees can earn up to 7.5% in premium discounts for three years, as well as CLE credits in participating states!
  • Toll-Free Legal Ethics and Law Practice Management Hotline: staffed by CNA attorneys who can answer the "what if" questions and help clarify many liability issues, even before a claim is filed.
  • Quarterly Newsletters: emailed to current insureds, sharing informative articles and industry updates affecting your clients' practices.

Experienced Claims Assistance

Handling a claim is stressful enough without being transferred from department to department in search of the right claims representative. With Pearl and CNA, your clients will benefit from an award-winning claims staff and Panel Defense Counsel who only work with lawyers' claims.

 

Submit an application, or just send us any carrier's application you already have on file. It's that easy!


The programs referenced above are underwritten by one or more of the CNA companies. This information is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the products and services offered. Only the policy can provide the actual terms, coverages, amounts, conditions, and exclusions. CNA is a service mark registered with the United States Patent and Trademark Office. © 2009.