Commercial Products

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Pearl Insurance's Bond Insurance helps repay bond issuers the principal and all associated interest payments to the bondholders in the event of default. Don't delay this important coverage! Secure valuable Bond Insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Builder's Risk Insurance helps indemnify against damage to buildings while they are under construction, covering physical loss or damage to a person's or organization's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure. Don't delay—secure valuable Builder's Risk insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Business Owner Policy combines protection from all major property and liability risks in one package, assembling the basic coverages required by owners of small- or medium-sized businesses in one affordable bundle. Secure a BOP today to help protect you and your business. Call Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Commercial Auto Insurance policy is designed to help your business in the event of accident, theft, injury and/or other damages involving business vehicles and business staff in company vehicles or vehicles rented for business purposes. Secure valuable Commercial Auto Insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Commercial Package is a complete, custom commercial lines policy that contains a combination of the following: commercial property, commercial general liability, commercial inland marine, commercial crime, boiler and machinery insurance, commercial auto insurance and farm coverage. Secure your Commercial Package through Pearl to help protect you and your business. Call Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Contingent Liability Insurance helps cover a business owner if they're held liable for bodily injury, property damage, or personal injury caused by another party the business owner is in contractual relations with. Contingent Liability, also referred to as indirect liability, is one of the general liability exposures business owners face while running their company. Secure valuable contingent liability coverage to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Let Pearl provide your Crime Insurance to cover losses due to victimization by criminals. Crime Insurance covers claims for employee theft or other offenses with the potential to cause financial ruin. Secure valuable Crime Insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Difference in Conditions Insurance is an all-risks property insurance policy or endorsement—purchased in addition to a commercial property policy—that helps you with perils not insured against in the commercial property policy (usually flood and earthquake). Secure valuable Differences in Conditions insurance to protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's D&O coverage is a liability insurance payable to the directors and officers of a company or the organization(s) itself. It helps to cover damages or defense costs in the event the director or officer suffers losses as a result of a lawsuit for alleged wrongful acts while acting in their capacity as directors and officers for the organization. Secure valuable D&O insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Employment Practices Liability Insurance provides protection for an employer against claims made by employees, former employees, or potential employees. It covers discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations. Secure your Employment Practices Insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Excess Liability Insurance policy provides coverage beyond that of an underlying policy such as an automobile or homeowner's policy, including costs such as medical or other claim payments that can exceed the amount of liability insurance provided by another policy. Secure your Excess Liability coverage to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Fiduciary Liability Insurance provides coverage for the legal liability arising from claims for alleged failure to prudently act on behalf of a trust or employee benefit plan, any trustee, officer or employee of the trust or employee benefit plan, employer who is sole sponsor of a plan and any other individual or organization designated as a fiduciary. Secure valuable Fiduciary Liability Insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Flood coverage from Pearl covers against property loss from flooding. Secure flood insurance to keep your and your business's belongings safe by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's General Liability policy contains coverage against bodily injury or property damage caused by direct or indirect actions of the insured. Secure General Liability insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance offers coverage against the risk associated with offering a valuable prize at a Hole-in-One contest, and pays out any prizes. Secure Hole-in-One coverage for your event by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Liquor Liability Insurance covers your business in the event that claims related to liquor are made against you, such as claims involving damages as a result of the actions of an intoxicated person…DUI damages, etc. Secure Liquor Liability Insurance to protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Marine Insurance helps cover the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination. Secure valuable Marine insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Notary Public Insurance is a Pearl policy that specifically helps Notary publics with legal issues arising from mistakes that cause their client to suffer financial loss. Secure valuable Notary Public Insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Package Policies include several varieties of insurance grouped together and underwritten together, allowing better and more complete coverage with all of your policies through the same provider. Secure a Package Policy to help protect you and your business while saving money, by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl provides Pollution Liability coverage as gap insurance for businesses and contractors who wish to protect against risks associated with construction and ongoing industrial operations, such as broken pipelines, fuel spills and release of toxic gases. Secure valuable Pollution Liability insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Pearl Insurance's Property Insurance provides protection against most risks to property, such as fire, theft and some weather damage. Secure valuable Property Insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Special Event Insurance from Pearl provides liability protection for organizations or individuals that host activities not included in their General Liability Policy. Our program provides liability coverage, liquor, and legal defense for claims of negligence against the party holding the event. Secure Special Event Insurance to protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

An Umbrella policy from Pearl protects the assets and future income of the policyholder above and beyond the standard limits on their primary policies. Secure Umbrella Insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!

Workers' Compensation from Pearl Insurance offers wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. Secure Workers' Compensation Insurance to help protect you and your business by calling Pearl at 800.447.4982 or complete the contact form below for more details on this product!