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Introducing new Errors & Omissions Real Estate Professional Policy Features!
- New! Mold Endorsement: This important option now offers limits beginning at $100,000.
- New! Subpoena Assistance: No-cost legal assistance—$25,000 sub-limit—for when you are not party to the claim.
- New! Free 3-year Extended Reporting Period: New policy provides free 3-year tail for death, disability, or retirement when insured with us for 4 years.
- New! Loss Mitigation Credit: Exclusive to Pearl Insurance—firms may receive credit for use of an experienced short-sale mitigation service resulting in reduced short-sale claims.
- New! Network & Privacy: Get protection if private client information is lost or stolen from your networks and more—a $25,000 sub-limit built into the policy!
- New! Not-for-Profit D&O: Exclusive to Pearl Insurance. Get Directors & Officers (D&O) Liability Insurance protection for not-for-profit activities.
- Improved! Agent-Owned Property: Get immediate coverage—no waiting period applies!
- Improved! Early Claims Resolution: Provides deductible reduction—now for defense and damages—when a claim is closed within 12 months.
- Improved! Open House Property Damage Coverage: Up to full policy limits.
The above features are limited to the following states: AL AZ AR CT DE DC FL GA IL IN KS ME MD MA MI MN MO MT NV NH NJ NC OH OK OR PA SC TX UT VT VA WA WV WI
If you have a need, we fill it! That's because we work with a long list of the
nation's top insurance carriers—most of which are rated "A" or better by the leading financial rating agencies—to bring you the best insurance products at the
most competitive premiums. And when a standard product is not available or does not meet our quality
standards, we'll customize a plan to meet your client's specific needs!

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Real Estate Errors & Omissions (E&O)
Our E&O program—underwritten by XL Insurance—provides many innovative features, state-of-the-art risk management tools and services, and expert defense assistance from your state's experienced Panel Counsel.
Learn more about Pearl's E&O coverage!
Lawyers Professional Liability (LPL)
Pearl and CNA—the nation's largest writer of legal malpractice insurance—have been partners in LPL for almost 50 consecutive years, helping insure attorneys against covered claims. Our program includes valuable coverage features, practical risk control techniques, and award-winning claims assistance.
Learn more about Pearl's LPL coverage!
Other Professional Products Available
We also offer a wide variety of professional liability plans for Accountants, Physicians, Dentists, Architects and Engineers, Insurance Agents, and Home Inspectors, plus optional Directors & Officers and Business Owners policies to further protect your clients' businesses.
Request information about one of these plans today!
Pearl Specialty Underwriters (PSU)
This dedicated team of professionals specializes in locating the right insurance solution for your non-standard risks and hard-to-place firms. They can also assist you with additional coverages such as quota share, self-insurance retention (SIR), and co-insurance policies.
Find out more about Pearl Specialty Underwriters today!